Finance with us

No credit check


At Okinus, our goal is to provide families with easy access to fast, flexible options to lease-purchase high-quality merchandise at an affordable price while rebuilding credit. Are you currently in the market for new living room furniture? We can help. The good news is you finally have instant access to bring home what you want when you need it – with no credit needed financing.

90 Day Early Payment option

No personal references required

Up to 24 month term options

Zero Down lease option

$6,000 max approvals

Bi-weekly and semi-monthly repayment options

Qualified customers can purchase their additional approval amount any time

Okinus Care Plus Benefits Program

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Get approved for up to $4,000.

Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:

  An active checking account with at least $1,000 of income per month
  3 months of income history with your current source of income
Government-issued photo ID and an SSN or Taxpayer Identification Number

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Snap Finance

Approvals up to $5,000

Even with bankruptcy, poor or no credit, we still give you the best chance for approval.

Flexible ownership options

Plans that work with your paydays and lower cost of ownership with early payoff options.

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